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Expert Insights on Managing Holiday Spending and Budgeting for the New Year

December 23, 2024 - 20:31

Expert Insights on Managing Holiday Spending and Budgeting for the New Year

As the holiday season approaches, many individuals find themselves grappling with the financial burden that often accompanies festive spending. Dan Roccato, a finance professor at the University of San Diego, recently shared valuable insights on how to effectively manage holiday expenses and prepare for a financially sound new year.

Roccato emphasizes the importance of setting a realistic budget for holiday shopping. He advises consumers to prioritize their spending by creating a list of essential expenses and sticking to it. This approach not only helps in controlling impulsive purchases but also allows for a more mindful allocation of funds.

Additionally, Roccato highlights the significance of planning ahead for the new year. He recommends establishing a savings strategy that incorporates both short-term and long-term financial goals. By doing so, individuals can better navigate the post-holiday financial landscape and avoid the pitfalls of accumulating debt.

Incorporating these strategies can lead to a more balanced approach to holiday spending, ensuring that the joy of the season does not come at the cost of financial stability.


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